Frequently Asked Questions

We are a leading independent wealth advisory firm dedicated to elevating and protecting the valued wealth of individuals, families, and businesses through delivering clarity in complexity.

We are a fee‑only advice firm, meaning we do not receive commissions or incentive payments from any product provider. Our advisers are salary‑paid, ensuring our recommendations are always in your best interests.

No. Your first meeting with a financial adviser is complimentary.

This initial conversation allows us to understand your goals, what has brought you to seek advice, and whether we can genuinely add value. We will gather some basic information beforehand, and the meeting, either in person or via Teams, gives you the chance to share more about your financial journey.

After your initial meeting, and once we understand your situation, we’ll provide a clear, written outline of fees in a Terms of Engagement letter. Our fees will vary based on your circumstances and the level of support you need.

To complete your Financial Life Plan, including full discovery, financial modelling, and documented advice, our fees start from $7,500 up front.

As a full‑service financial advice firm, we support every aspect of your financial life. Holding our own AFSL gives us access to the full investment universe, ensuring our recommendations are tailored, objective, and unrestricted.

Some of our services include:

• Financial Planning and Wealth Advice
• Family Office Services
• Intergenerational Wealth Transfer Strategies
• Succession and Estate Planning
• Superannuation and Self‑Managed Super Funds (SMSF)
• Investment Advice and Portfolio Management
• Retirement and Pre‑Retirement Planning
• Wealth Protection

For specialised or complex needs, we partner with trusted experts to ensure a seamless and integrated advice experience for our clients.

Yes. Boutique Advisers Private Wealth is a Professional Practice Member of the Financial Advice Association Australia (FAAA).  link to their webpage

All our advisers are also required to be FAAA members and uphold the FAAA’s Code of Ethics, ensuring professionalism, integrity, and client-first advice.

For your first meeting, bring anything that helps us understand your financial position—such as super statements, investments, loans, income or insurance details. If you don’t have everything, that’s no problem. Our advice process is simple, transparent and collaborative, guiding you step‑by‑step from where you are today toward shaping your future with confidence.

Connection
We begin by getting to know you and gathering the information needed to create your personal Advice Map – a clear, visual snapshot of your financial world that we use throughout our work together. Where needed, we work closely with your other professional advisers to ensure nothing is missed.

Commitment
Using our strategy and modelling presentation, we explore tailored scenarios and options with you. This is where ideas come together, and we collaborate to identify what feels right for you and your family. We uncover your Goals, Purpose, and Legacy.

Clarity
As clarity builds, further ideas or needs may emerge. This is a natural part of the process, and we refine the strategy until we’re confident the plan fully aligns with your goals. We build your life advice and legacy map.

Collaboration
Creating your LifePlan with you to build your future. We provide a clear advice document and guide you through implementation making sure everything is understood and aligned before moving ahead.

Confidence
After implementation, we reconnect to walk through what’s been put in place and answer any questions. From there, we meet regularly, this may be monthly, quarterly, or annually, depending on your needs. We update your modelling over time so you can clearly see progress and adjust as your life and goals evolve.

Accountants and financial advisers play complementary roles.

Financial advisers are specifically licensed to provide comprehensive advice across your entire financial world – including superannuation, insurance, investment structures, tax strategies, budgeting, property planning, and estate considerations.

We believe the best outcomes occur when we collaborate closely with your accountant and other professionals to build the right Life‑Plan model for you and your family.

General advice provides broad information or opinions about financial products but does not take your personal goals, financial situation, or needs into account. It can help you understand options, but it won’t tell you what’s right for your circumstances.

Personal advice, on the other hand, is tailored specifically to you. Your Boutique Private Wealth Adviser considers your income, assets, liabilities, goals, and risk tolerance to provide recommendations that suit your individual situation and they must act in your best interests.

We follow strict Australian privacy laws, including the Privacy Act 1988 and the Australian Privacy Principles, which regulate how personal information is collected, stored, and protected. We also implement strong cybersecurity measures such as encryption, secure systems, and controlled staff access to keep your data safe.

Boutique Advisers Private Wealth is also ISO 27001:2022 certified—the international standard for Information Security Management Systems. This means your information is protected by globally recognised security controls, supported by robust processes that manage risk, confidentiality and data integrity.

This certification reinforces our commitment to maintaining the highest standards of security, governance and continuous improvement—so you can feel confident your information is handled with care and protected in line with global best practice.

For full details, please refer to our Privacy Policy.